Terms of Service

Welcome to Revive Financial Solutions. These Terms of Service govern your use of our website, forms, educational materials, consultations, credit analysis services, financial readiness services, and related offerings.

By using our website, submitting a form, scheduling an appointment, purchasing a service, or otherwise engaging with Revive Financial Solutions, you agree to these Terms of Service.

1. About Revive Financial Solutions

Revive Financial Solutions provides educational resources, credit analysis, financial readiness guidance, and related support designed to help individuals and business owners better understand their financial position and prepare for future financial decisions.

Unless expressly stated otherwise in a separate written agreement, our services are educational and informational in nature.

2. No Credit Repair Services

Revive Financial Solutions does not currently provide credit repair services through the services described on this website.

Our credit analysis and financial readiness services do not include:

- preparing disputes on your behalf

- submitting disputes to credit bureaus or furnishers

- promising deletion or removal of credit report information

- guaranteeing an increase in a credit score

- guaranteeing approval for financing, housing, credit, or funding

If Revive Financial Solutions offers credit repair services in the future, those services will be governed by separate terms, disclosures, agreements, and applicable legal requirements.

3. No Guarantee of Results

Individual financial and credit outcomes vary.

Revive Financial Solutions does not guarantee:

- specific credit score changes

- removal of negative information

- approval for a loan, mortgage, vehicle, apartment, credit card, or business financing

- specific interest rates or lending terms

- funding approval

- business growth or financial outcomes

Any decisions made by lenders, creditors, landlords, insurers, financial institutions, credit bureaus, or other third parties are outside the control of Revive Financial Solutions.

4. Educational Information Only

Information provided through our website, workshops, consultations, reports, social media content, guides, workbooks, or other materials is provided for educational and informational purposes.

Nothing provided by Revive Financial Solutions should be interpreted as legal, tax, accounting, investment, lending, or financial planning advice.

You are responsible for determining whether professional advice from a licensed attorney, accountant, tax professional, financial adviser, lender, or other qualified professional is appropriate for your situation.

5. Credit Analysis Services

If you purchase a Personal Credit Analysis or Credit Report Comparison Analyzer service, you are responsible for providing accurate and complete information necessary to perform the service.

The analysis may identify factors, categories, reporting differences, or information that deserve further review. The presence of a difference between credit bureaus does not automatically mean that information is inaccurate or disputable.

You are responsible for reviewing information and deciding what actions, if any, you wish to take.

6. Client Responsibilities

You agree to provide accurate information and to cooperate reasonably in the delivery of purchased services.

You are responsible for:

- obtaining your own credit reports or credit monitoring access when required

- reviewing information provided to you

- protecting your usernames, passwords, and financial information

- making your own financial decisions

- consulting appropriate licensed professionals when necessary

You should not send sensitive personal information through unsecured communication methods unless specifically instructed to use an approved process.

7. Payments

Prices for services will be disclosed before purchase.

Payment is due according to the terms presented at checkout, on an invoice, or in a separate service agreement.

Revive Financial Solutions may use third party payment processors to process transactions. We do not directly store full credit-card numbers.

8. Refunds and Cancellations

Unless otherwise stated in writing for a specific service, payments for digital products, completed analyses, completed consultations, or services that have already begun may be nonrefundable.

If you need to cancel or reschedule a consultation, please contact Revive Financial Solutions as soon as reasonably possible.

Specific programs, workshops, or services may have separate refund, cancellation, or rescheduling policies. Where a separate written policy applies, that policy will control.

9. Appointments

Clients are responsible for attending scheduled appointments on time.

Revive Financial Solutions may establish reasonable rescheduling, late arrival, and no show policies for consultations or program sessions.

10. Intellectual Property

All original content created by Revive Financial Solutions, including educational materials, reports, worksheets, frameworks, presentations, graphics, guides, workbooks, videos, and program materials, is protected by applicable intellectual property laws.

You may use purchased or provided materials for your own personal use unless otherwise stated.

You may not reproduce, distribute, sell, modify, teach, license, upload, publish, or commercially exploit our materials without prior written permission.

11. Third-Party Services

Revive Financial Solutions may refer you to or use third party platforms, including credit monitoring providers, payment processors, scheduling systems, lenders, financial institutions, or technology providers.

We do not control those third parties and are not responsible for their products, services, decisions, policies, availability, security, or performance.

Use of third party services may be subject to separate terms and privacy policies.

12. Communications

By submitting your contact information, you may receive communications related to your inquiry, appointment, purchase, or service.

Marketing or promotional communications will be sent only in accordance with the consent you provide and applicable law.

You may opt out of marketing emails through the unsubscribe link provided in those messages.

For text messages, you may reply STOP to opt out or HELP for assistance.

13. Website Use

You agree not to misuse this website or attempt to interfere with its operation.

You may not use the website or services for fraudulent, unlawful, abusive, deceptive, or unauthorized purposes.

14. Limitation of Liability

To the fullest extent permitted by law, Revive Financial Solutions and its owners, employees, contractors, and affiliates will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the website or services.

You remain responsible for your own financial decisions and actions.

15. Indemnification

You agree to hold Revive Financial Solutions harmless from claims, liabilities, losses, or expenses arising from your misuse of our website or services, violation of these Terms, or unlawful conduct.

16. Privacy

Your use of the website and services is also subject to our Privacy Policy.

Please review the Privacy Policy for information about how we collect, use, and protect personal information.

17. Changes to These Terms

Revive Financial Solutions may update these Terms of Service periodically.

Any changes will be posted on this page with an updated effective date.

Continued use of the website or services after changes are posted constitutes acceptance of the updated Terms.

18. Governing Law

These Terms of Service are governed by the laws of the State of Texas, without regard to conflict of law principles.

19. Contact Us

If you have questions about these Terms of Service, contact:

Revive Financial Solutions
Email: [email protected]
Website: ReviveFinancialTX.com